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国有、大型、专业典当机构

典当法律关系的实质及八大要素!

文章来源 : 青岛信达荣昌典当行有限公司 发布时间 : 2018-10-22 浏览量:

YI、DIANDANGFALVGUANXIDESHIZHI:DIANDANGXINGYEZAIWOGUOSHIYIGEGULAODEXINGYE,ZUIZAOKEZHUISUDAOZHOUCHAO。GUANYUSHENMESHIDIANDANG,BUTONGDEXUEZHEYOUBUTONGDEDINGYI,LIRULIUQIUGENZAIQISUOZHU《ZHONGGUODIANDANGZHIDUSHI》ZHONGRENWEI:“DIANDANG,JIWOMENXIWENDEDANGPU,SHIYIZHONGYIJINGYINGDONGCHANDIYAJIEDAIWEIZHUDEJINRONGXINGYE。”YANGZHAOYUZAIQISUOZHU《ZHONGGUODIANDANGYE》YISHUZHONGRENWEI:“DIANDANG,YIJINQIANGONGMAOYI,YILIXIWEIYINGYU,YUQIONGMINYIZIJINZHIRONGTONGDE“PINGMINJINRONGJIGUAN”,QIYINGYEXINGZHIJIYINXINGZHIDIYAFANGKUANYE,WEIYINXINGQIANZHUANGZHIFUZHUJIGUAN。”,GUANYUSHENMESHIDIANDANG,WOMENHAISHIYIXIANXINGFALVWEIYIJU,DUIDIANDANGJINXINGJIEDING。SHANGWUBU《DIANDANGGUANLIBANFA》DISANTIAODEGUIDING:“BENBANFASUOCHENGDIANDANG,SHIZHIDANGHUJIANGQIDONGCHAN、CAICHANQUANLIZUOWEIDANGWUZHIYAHUOZHEJIANGQIFANGDICHANZUOWEIDANGWUDIYAJIDIANDANGXING,JIAOFUYIDINGBILIFEIYONG,QUDEDANGJIN,BINGZAIYUEDINGQIXIANNEIZHIFUDANGJINLIXI、CHANGHAIDANGJIN、SHUHUIDANGWUDEXINGWEI。”DISANSHITIAOGUIDING:“DANGPIAOSHIDIANDANGXINGYUDANGHUZHIJIANDEJIEDAIQIYUE。”SHANGWUBUBANGONGTINGGUANYUXINJIANGCHANGJIZHOUBAIHUIDIANDANGYOUXIANZERENGONGSIFANGWUDIYADIANDANGJIUFENYOUGUANWENTIDEYIJIAN》(SHANGBANJIANHAN[2007]55HAO)ZHIJIEJIANGDIANDANGXINGJIEDINGWEI:DIANDANGXINGSHIJINGGUOJIAPIZHUNSHELI,YIDIYAHEZHIYAFANGSHIXIANGQIYEHEGERENTIGONGRONGZIFUWUDETESHUQIYE。LINGWAI,GENJU《DIANDANGXINGGUANLITIAOLI(ZHENGQIUYIJIANGAO)》DEGUIDING:“BENTIAOLISUOCHENGDIANDANGYEWU,SHIZHIDANGHUJIANGQICAICHANZUOWEIDANGWUZHIYAHUOZHEDIYAJIDIANDANGXING,DIANDANGXINGXIANGDANGHUFAFANGDANGJIN,SHUANGFANGYUEDINGYOUDANGHUZAIYIDINGQIXIANNEISHUHUIDANGWUDERONGZIYEWU。”GENJUSHANGMIANDEGUIDING,WOMENKEYIDECHURUXIAJIELUN:DIANDANGFALVGUANXICONGSHIZHISHANGJIANGJIUSHIYOUDIYADANBAOHUODONGCHAN(CAICHANQUANLI)ZHIYADANBAODEJIEDAIFALVGUANXI,ZHISHIZAIZHAIQUANSHIXIANFANGSHISHANGXIANGDUIYUYIBANJIEDAIGUANXIYOUSUOQUBIE(JUEDANG)。

DIANDANGDESHIZHIBIAOXIANZAISIGEFANGMIAN:

(1)DIANDANGFALVGUANXIDESHIZHISHIJIEDAIFALVGUANXI;

(2)DIANDANGFALVGUANXIDECHENGLIHESHENGXIAOBIXUYOUDIYADANBAOHUODONGCHAN(CAICHANQUANLI)ZHIYADANBAO,DIANDANGFALVGUANXISHIJIANLIZAIDANGWUDEJICHUZHISHANGDE,DIANDANGXINGBUYUNXUCHUNXINYONGFANGKUAN,DIANDANGGUANXICHENGLIHESHENGXIAOBIXUYOUDANGWU;

(3)DIANDANGXINGJIANGZIJINCHUJIEJIDANGHUSHIYISHOUQULIXIHEZONGHEFUWUFEIWEIMUDE;

(4)DIANDANGXINGSHIGUOJIATEXUCONGSHIDIANDANGZHIYAFANGKUANHEDIYAFANGKUANYEWUDETESHUQIYEFAREN。


ER、DIANDANGGUANXIDEBADAYAOSU:GENJUSHANGMIANDEFENXI,DIANDANGFALVGUANXIDESHIZHISHIYOUYOUDIYADANBAOHUODONGCHAN(CAICHANQUANLI)ZHIYADANBAODEJIEDAIFALVGUANXI,ZAIZHEICENGFALVGUANXIZHONG,DIANDANGXINGWEICHUJIEREN,DANGHUWEIJIEKUANREN。YIBANRENWEI,DIANDANGYEWUBAOHANDANGHU、DANGJIN、DANGQI、SHUDANG、XIFEI、YONGTU、HAIKUANLAIYUAN、DANGWUDENGBAGEYAOSU,

(1)DANGHU:TONGCHANGSHIZHIJIANGYIDINGDEDONGCHAN、CAICHANQUANLIZUOWEIDANGWUZHIYAHUOZHEJIANGQIFANGDICHAN(FANGWU)ZUOWEI“DANGWU”DIYAJIDIANDANGXINGERHUANQUXIANGYINGDANGJIN(DIANDANGJIEKUAN)DEREN,YECHENGJIAODANGREN、CHUDANGRENHUOCHUZHIREN,SUCHENGJIEKUANREN。DANGHUKEYISHIZIRANRENGEREN,YEKEYISHIQISHIYEDANWEIHUOTUANTIZUZHI。

(2)DANGJIN:DANGJIN,YOUCHENGDIANJIN、DANGJIA,DANGBEN。ZHIJIAODANGRENJIANGDANGWUZHIYAHUODIYAJIDIANDANGXINGHOU,DIANDANGXINGYIJUDANGWUDESHIJIGUJIAANZHAOYIDINGBILIZHIFUJIJIAODANGRENYIDINGJINEDEKUANXIANG。DIANDANGXINGYINGGAIZAICHONGFENKAOLVDANGHURONGZIXUQIU、JIEKUANYONGTU、HAIKUANNENGLI、TIGONGDANGWUDEJIAZHI、ZIXINZHUANGKUANGDENGDEJICHUSHANGJUEDINGDANGJINEDU。EDUYINGDANGSHIDU,YINGYUDANGHUDECHANGZHAINENGLIHESHIJIXUQIUXIANGPIPEI,CHAOGUOQISHIJICHANGZHAINENGLIHUOSHIJIXUQIUHUOEDUBUGOUDOUCUNZAIFENGXIAN。CHAOEDAIKUAN,DANGHUKENENGHUINUOYONGDAIKUAN,NUOYONGNANSHOU,BUZUE,KEHUYOUKENENGWUFAWANCHENGXIANGMUHUOXUNQIUQITAGAOXIJIEKUAN,FENGXIANTONGYANGHENDA。

(3)DANGQI:DANGQIJIDIANDANGQIXIAN,ZHIDIANDANGXINGYUDANGHUZAIDANGPIAOHUODIANDANGHETONGZHONGYUEDINGJIAODANGRENFUQINGDANGJIN,ZHIFUDANGXIFEIYONG、SHUHUIDANGWUDESHIJIAN。DANGQIYINGGENJUJIEKUANZHONGLEI、JIEKUANXINGZHI、JIEKUANYONGTULAIQUEDING。ZAIDIANDANGJIEKUANHETONGZHONG,DANGSHIRENDINGLIJIEKUANQIXIANTIAOKUANBIXUXIANGXI、JUTI、QUANMIAN、MINGQUE,YIQUEBAOHETONGDESHUNLILVXING,FANGZHICHANSHENGHETONGJIUFEN,DIANDANGQIXIANYOUSHUANGFANGYUEDING,ANZHAO《DIANDANGGUANLIBANFA》DISANSHILIUTIAODEGUIDING,ZUIZHANGBUDECHAOGUO6GEYUE。

(4)ZONGHEFEIJIFEILVDIANDANGXINGXIANGDANGHUSHOUQUDEFEIYONGBAOKUOLIXIHEZONGHEFUWUFEILIANGBUFEN,ANZHAO《DIANDANGGUANLIBANFA》DEGUIDING,DIANDANGDANGJINLILV,ANZHONGGUORENMINYINXINGGONGBUDEYINXINGJIGOU6GEYUEQIFADINGDAIKUANLILVJIDIANDANGQIXIANZHESUANHOUZHIXING。DIANDANGDANGJINLIXIBUDEYUKOU,DIANDANGZONGHEFEIYONGBAOKUOGEZHONGFUWUJIGUANLIFEIYONG。QIZHONG,DONGCHANZHIYADIANDANGDEYUEZONGHEFEILVBUDECHAOGUODANGJINDE42‰。FANGDICHANDIYADIANDANGDEYUEZONGHEFEILVBUDECHAOGUODANGJINDE27‰。CAICHANQUANLIZHIYADIANDANGDEYUEZONGHEFEILVBUDECHAOGUODANGJINDE24‰。DANGQIBUZU5RIDE,AN5RISHOUQUYOUGUANFEIYONG。


GUANYUZONGHEFUWUFEIJILIXIDESHOUQU,YINGZUNXUNRUXIAYUANZE:

1、ZUNXUNFENGXIANDINGJIADEJIBENYUANZE;

2、HESHIDANGHUZIJINXUQIU,DUIDANGHUZIJINXUQIULIANGYIJIZHENZHENGXUQIUSHIJIANJINXINGXIANGDUIZHUNQUEDEJISUAN;

3、GENJUDIANDANGXINGZISHENDESHIJIQINGKUANGZUOHAOCHENGBENHESUAN,JISUANCHUZIJINCHENGBEN,YINGYECHENGBEN,ZIBENDEMUBIAOLIRUN。;

4、ZUOHAOWEIYUELVHEWEIYUESUNSHILVDETONGJI,YIHESUANBIAOZHUNDAIKUANWEIYUEFENGXIANBUCHANGLV,SHISHIGENGXINSHUJU。;

5、GENJUDAIQIANXIANCHANGDIAOCHADEJIEGUO,QUEDINGSHIFOUJUYOUKEDAIXING,ZHENDUIZHUNBEIFAFANGDAIKUANDEMUBIAOKEHU,HESUANQIDAIKUANWEIYUEFENGXIANBUCHANGLV。


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